Former police officer Michael MacCauley, now a hard-working life-insurance salesman and caring family man, has been taking the commuter rail to New York for the past 10 years. Things take an unexpected turn when, on one of his daily journeys, cryptic passenger Joanna makes Michael a generous and tempting offer to locate a single commuter or face grave consequences. Is this a sick joke, or is this, indeed, a dangerous situation? As Michael races against the clock to solve this wicked conundrum, everyone aboard is a suspect, in a deal that is more complicated than it looks. Can he decide in time who is the one? Written by Nick Riganas